Ok it seems way to early for Christmas but I see some shops are already getting their cards out. At this point I think it is a bad idea to start buying little things if you see them in preparation for Christmas as you will either forget you bought them or they might end up being not suitable. The best way to prepare for Christmas now is to put a bit of money aside each week ready for it.
Write a list of all the people you buy presents for and the approximate amount you want to spend on them. Then work out how much you need to save each week in the lead up to Christmas to afford that much. If you can't afford it scale down some of the prices, you don't need to spend a lot to show you care, even a small gift, if well thought out, can mean a lot.
Once you have worked out what you need to save either find a box to store the cash or open a savings account and make sure you put the money in every week. You will then be sure you have enough without having to have a last minute panic about how you are going to afford everything.
The best way to save money I find is to accept any invitation you get for going over for Christmas. I always find I buy way too much food and so much gets wasted that it costs me as much as the presents.
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