If you do have some extra money remember that just leaving it in your current account isn't going to get you any extra money on it. If you put it in a savings account you will get a higher rate or interest and ISA's are even better as you aren't taxed on your interest.
I have a mini cash ISA and use it just like a savings account. Putting in money when I need it and taking it out when I have to spend it. It is with the same bank as my current account so the money transfers immediately so it is easy to access it should an emergency come up.
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